This year in business has definitely been an interesting one.  One trend I have noticed is that consumers and other businesses are holding on to their money.  It’s not that they don’t have money – it’s just they are not letting it go and this is causing problems or more bluntly – it’s causing economic [...]

Sounds a bit crazy I know particularly if you are a one person band, but when you get sick how does your business cope? How do you manage your customers? How do you manage your recovery? If you are like me and many other business owners out there, we don’t have time to [...]